URL: /baas/corex/features/sct02-b2b-channel

---
title: "SCT02 - B2B Distribution Channel"
description: "Interfaces for business customers with multi-user access and role-based permissions"
---

# SCT02 - B2B Distribution Channel

The B2B Distribution Channel provides interfaces for business customers with multi-user access, role-based permissions, and advanced business tools.

## Overview

This capability enables your platform to serve business customers with comprehensive financial management tools, supporting multiple users within an organization with granular access controls.

## Features

| Feature | Description |
|---------|-------------|
| **Business Registration** | Corporate onboarding with KYB verification |
| **Multi-User Access** | Multiple users per organization |
| **Role-Based Permissions** | Granular access control and approval workflows |
| **Bulk Payments** | Process multiple payments in batches |
| **Business Account Management** | Manage multiple accounts and sub-accounts |
| **Reporting & Analytics** | Business intelligence and financial reports |
| **Accounting Integration** | Connect with accounting software |

## Platform Options

### Web Interface
Browser-based responsive application designed for business operations.

- Advanced dashboard with business KPIs
- Bulk transaction processing
- Multi-level approval workflows
- Comprehensive audit logs
- Export to accounting formats

### Mobile - Android
Native Android application for business users on-the-go.

- Approval notifications and actions
- Transaction authorization
- Quick payment initiation
- Push alerts for pending actions

### Mobile - iOS
Native iOS application for business users.

- Face ID for transaction approval
- Mobile authorization
- Quick access to pending tasks
- Business notifications

## Configuration Options

| Level | Platforms | Features |
|-------|-----------|----------|
| **Basic** | Web-only | Essential business account management |
| **Standard** | Web + one mobile | Full business features, multi-user support |
| **Advanced** | All platforms | Accounting integrations, custom workflows |

## User Roles

| Role | Permissions |
|------|-------------|
| **Admin** | Full access, user management, settings |
| **Finance Manager** | Payments, reports, account management |
| **Approver** | Transaction approval, view-only access |
| **Operator** | Payment initiation, limited access |
| **Viewer** | Read-only access to accounts and reports |

## Business Workflow

```mermaid
flowchart TD
    A[Business Registration] --> B[KYB Verification]
    B --> C[Admin Account Setup]
    C --> D[Add Users & Roles]
    D --> E[Configure Approval Rules]
    E --> F[Business Operations]
    
    F --> G[Bulk Payments]
    F --> H[Reporting]
    F --> I[Account Management]
```

## Integration with Other Capabilities

| Capability | Integration |
|------------|-------------|
| **SCT03 - Country of Operation** | Determines available countries for B2B operations |
| **SCT05 - Subscription Management** | Recurring billing for business clients |
| **SCT06 - Decision Support** | Business analytics and reporting |
| **SCT11 - Compliance** | KYB workflows and transaction monitoring |

## Subscription Tier Availability

| Tier | Configuration Level |
|------|---------------------|
| Starter | Not included |
| Professional | Standard |
| Enterprise | Advanced |
| Custom | Configurable |