URL: /baas/service-models

---
title: "Service Models Comparison"
description: "Compare CoreX, API, and Hybrid service models for BaaS integration"
---

# Service Models Comparison

FinHub BaaS offers three service models for integration. Choose the one that best fits your needs.

<CardGroup cols={3}>
  <Card title="CoreX Service Model" icon="desktop" href="/baas/corex/introduction">
    White-label solution
  </Card>
  <Card title="API Service Model" icon="code" href="/baas/api/introduction">
    Direct API integration
  </Card>
  <Card title="Hybrid Service Model" icon="shuffle" href="/baas/hybrid/introduction">
    Combined approach
  </Card>
</CardGroup>

## Comparison Table

| Aspect | CoreX | API | Hybrid |
|--------|-------|-----|--------|
| **Description** | Pre-built white-label solution | Direct API access, build your own UI | Combination of both |
| **Time to Market** | 2-4 weeks | 4-12 weeks | 4-8 weeks |
| **Development Effort** | Minimal | Significant | Moderate |
| **UI/UX Control** | Customizable themes | Complete control | Mixed |
| **Mobile Apps** | Included | Build your own | Some included |
| **Web Portal** | Included | Build your own | Some included |
| **Maintenance** | Managed by FinHub | Your responsibility | Shared |
| **Updates** | Automatic | Manual implementation | Mixed |
| **Cost Structure** | Subscription-based | Usage-based | Combined |
| **Best For** | Quick launch, standard flows | Custom experiences | Flexibility |

## CoreX Service Model

**Pre-built white-label front-end solution**

What you get:
- ✅ Ready-to-use web portal
- ✅ iOS and Android mobile apps
- ✅ Admin back-office panel
- ✅ Customizable branding (colors, logos, fonts)
- ✅ Built-in customer onboarding flows
- ✅ Managed updates and maintenance

**Best for:**
- Companies wanting to launch quickly
- Limited technical resources
- Standard banking/payment use cases
- Predictable subscription pricing

<Card title="CoreX Service Model" icon="desktop" href="/baas/corex/introduction">
  Learn more about CoreX
</Card>

## API Service Model

**Direct API integration with your own UI**

What you get:
- ✅ Full API access to all FinHub services
- ✅ Complete control over UI/UX
- ✅ Build any custom workflow
- ✅ Integrate into existing applications
- ✅ Webhooks for real-time events
- ✅ Sandbox environment for development

**Best for:**
- Companies with development resources
- Unique user experience requirements
- Integration into existing products
- Complex or non-standard workflows

<Card title="API Service Model" icon="code" href="/baas/api/introduction">
  Learn more about API integration
</Card>

## Hybrid Service Model

**Combination of CoreX and API**

What you get:
- ✅ CoreX for some processes
- ✅ API for custom integrations
- ✅ Flexibility to mix approaches
- ✅ Gradual migration path

**Best for:**
- Companies wanting best of both worlds
- Starting with CoreX, transitioning to API
- Standard flows + custom differentiators

<Card title="Hybrid Service Model" icon="shuffle" href="/baas/hybrid/introduction">
  Learn more about Hybrid approach
</Card>

## Client Journey by Service Model

### CoreX Client Journey

1. **Sales Engagement** → Discuss requirements and select subscription tier
2. **Branding Setup** → Provide branding assets and configuration preferences
3. **Platform Configuration** → FinHub configures your white-labeled platform
4. **Review & Approval** → Review and approve the customized platform
5. **Go-Live** → Launch your branded financial services platform

### API Client Journey

1. **Registration** → Complete application on the FinHub Developer Portal
2. **Sandbox Access** → Receive credentials and explore APIs in sandbox
3. **Integration Development** → Build your integration with FinHub APIs
4. **Certification** → Complete integration certification and security review
5. **Production Deployment** → Transition to production with phased rollout

## Next Steps

<CardGroup cols={2}>
  <Card title="Find Your Path" icon="map" href="/overview/find-your-path">
    Decision guide
  </Card>
  <Card title="Client Categories" icon="users" href="/baas/client-categories">
    Find your category
  </Card>
</CardGroup>