COREX Platform Capabilities

The COREX Platform offers a comprehensive set of capabilities that can be configured based on client requirements and subscription tier. Each capability is identified by a standard code (SCTxx) and can be enabled or configured to different levels depending on client needs.

Capability Categories

Core Capabilities

SCT01 - B2C Distribution Channel

The B2C Distribution Channel provides interfaces for individual customers to access financial services.

Features:

• Customer registration and onboarding
• Account management and overview
• Transaction history and statements
• Payment initiation and management
• Customer support access
• Personal settings and preferences

Platform Options:

• Web Interface: Browser-based responsive application
• Mobile - Android: Native Android application
• Mobile - iOS: Native iOS application

Configuration Options:

Level	Description
Basic	Single platform (Web OR Mobile) with essential features
Standard	Two platforms (Web + one mobile platform) with full feature set
Advanced	All platforms (Web + Android + iOS) with biometric authentication and offline capabilities

SCT02 - B2B Distribution Channel

The B2B Distribution Channel provides interfaces for business customers with multi-user access and role-based permissions.

Features:

• Business entity registration and verification
• Multi-user access with role-based permissions
• Bulk payment processing
• Business account management
• Reporting and analytics
• Integration with accounting systems

Platform Options:

• Web Interface: Browser-based responsive application
• Mobile - Android: Native Android application
• Mobile - iOS: Native iOS application

Configuration Options:

Level	Description
Basic	Web-only interface with essential business account management
Standard	Web + one mobile platform with full business features and multi-user support
Advanced	All platforms (Web + Android + iOS) with accounting integrations and custom workflows

SCT03 - Country of Operation

A foundational core capability that defines where a tenant can operate and is used by all other capabilities.

Features:

• Allowed country lists - Countries where operations are permitted
• Denied country lists - Countries where operations are restricted
• Localized interfaces and content
• Country-specific compliance features
• Regional payment methods and banking connections
• Local currency support
• Country-specific reporting requirements

Per-Capability Configuration:

• Each capability (SCT01-SCT13) can have its own country configuration
• Tenants can enable specific capabilities in specific countries
• Different compliance requirements can be applied per country
• Capabilities can be gradually rolled out to new countries

Configuration Options:

Level	Description
Single	Limited to one country with full compliance
Regional	Multiple countries in a region (e.g., EU, APAC) with regional compliance
Global	Worldwide operation with country-specific compliance for each market

Payment Capabilities

SCT04 - Instant Payment

Real-time payment processing capabilities for immediate fund transfers.

Features:

• Real-time transaction processing
• Instant payment notifications
• 24/7 availability
• Transaction status tracking
• Fallback mechanisms for failed transactions

Configuration Options:

Level	Description
Basic	Standard processing times
Standard	Same-day processing
Advanced	Real-time processing with instant confirmation

SCT08 - Usage of External Bank Cards

Integration with external card networks for payment processing.

Features:

• Card registration and management
• Card transaction processing
• 3D Secure authentication
• Recurring payment setup
• Card tokenization for security

Configuration Options:

Level	Description
Basic	Limited card types and transaction volumes
Standard	Full card support with standard security
Advanced	Enhanced security features and specialized card types

SCT09 - Multi-Currency Financial Operation

Support for operations across multiple currencies with exchange capabilities.

Features:

• Multi-currency accounts
• Foreign exchange services
• International payment processing
• Currency conversion reporting
• Exchange rate management

Configuration Options:

Level	Description
Basic	Limited currency support (major currencies only)
Standard	Extended currency support
Advanced	Complete global currency support with real-time FX

SCT10 - Closed-loop Operation

Self-contained financial ecosystem for specific use cases.

Features:

• Internal wallet system
• Closed network transactions
• Custom payment instruments
• Specialized loyalty integration
• Controlled ecosystem management

Configuration Options:

Level	Description
Basic	Simple closed-loop transactions
Standard	Full closed-loop ecosystem
Advanced	Hybrid closed/open loop with external connections

Management Capabilities

SCT05 - Subscription Business Performance Management

Tools for managing subscription-based business models and recurring revenue.

Features:

• Subscription plan management
• Recurring billing automation
• Subscription analytics and reporting
• Customer lifecycle management
• Churn prediction and prevention

Configuration Options:

Level	Description
Basic	Essential subscription management
Standard	Full subscription business tools
Advanced	AI-powered subscription optimization

SCT06 - Decision Support System

Analytics and intelligence tools to support business decision-making.

Features:

• Business intelligence dashboards
• Data visualization tools
• Predictive analytics
• Custom reporting
• Decision recommendation engine

Configuration Options:

Level	Description
Basic	Standard reports and basic analytics
Standard	Interactive dashboards and custom reporting
Advanced	AI-powered predictions and recommendations

SCT11 - Compliance Management

Tools and features to ensure regulatory compliance across operations.

Features:

• KYC/AML verification workflows
• Regulatory reporting
• Transaction monitoring
• Audit trail and logging
• Compliance documentation management

Configuration Options:

Level	Description
Basic	Essential compliance features
Standard	Comprehensive compliance management
Advanced	Automated compliance with regulatory updates

Advanced Capabilities

SCT07 - Omni Channel

Seamless experience across multiple customer touchpoints and channels.

Features:

• Consistent user experience across channels
• Cross-channel transaction continuity
• Unified customer data view
• Channel-specific optimizations
• Centralized channel management

Configuration Options:

Level	Description
Basic	Limited channel integration
Standard	Core channel integration
Advanced	Complete omnichannel experience

SCT12 - Financial Network Access

Connectivity to financial networks and banking systems.

Features:

• Banking network integration
• Payment scheme access
• Correspondent banking relationships
• Network status monitoring
• Fallback routing mechanisms

Configuration Options:

Level	Description
Basic	Limited network access
Standard	Regional network access
Advanced	Global network access with redundancy

SCT13 - Financial Asset Management

Tools for managing various financial assets and investments.

Features:

• Asset portfolio management
• Investment tracking and reporting
• Risk assessment tools
• Performance analytics
• Asset allocation optimization

Configuration Options:

Level	Description
Basic	Simple asset tracking
Standard	Comprehensive asset management
Advanced	Sophisticated investment tools and strategies

Capability Configuration by Subscription Tier

Each subscription tier includes a specific configuration of these capabilities:

Tier	Included Capabilities
Starter	SCT01 (Basic), SCT03 (Single), SCT04 (Basic), SCT11 (Basic)
Professional	SCT01-02 (Standard), SCT03-04 (Standard), SCT08-09 (Standard), SCT11 (Standard)
Enterprise	All capabilities at Advanced level
Custom	Tailored configuration based on requirements

Contact your account manager for detailed information on subscription tiers and availability.

Next Steps